Access to and use of this World Wide Website, www.premchand-group.com ("Premchand Group Website") is provided subject to the under mentioned terms and conditions.

1. Use of Material on the Premchand Group Website The information, artwork, text or pictures (collectively, "Materials") contained on the Premchand Group Website are protected by the Indian laws. You may only access and use the Materials for personal and information purposes. The Premchand Group disclaims any and all liability, current or future, for any error made or omission committed with respect to the transmission of such Materials available on this website. The development of the website with respect to the nature of the information or data available on the website, is a continuous and an on-going process. The Premchand Group disclaims any and all liability and/or responsibility for loss of any information or data, or any consequence, intended or unintended, due to the operation of the website. The Premchand Group does not assume or purport to assume any responsibility or liability to the user with respect to the inability of the user to access or use the website for any purpose. Moreover, published information or data available on the website may not be current or up-to-date.

You should not directly or indirectly modify or use the Materials for any other purpose without prior express written consent from the Premchand Group. Except as provided below, you shall not directly or indirectly reproduce, republish, post, transmit or distribute any Materials on the Premchand Group Website.

You may print Materials from the Premchand Group Website for personal or information purposes only, and you must include any trademark/copyright notice originally included with the Materials in all copies.

You should not directly or indirectly attempt to "pass-off" any content of the Premchand Group Website as your own work.

2. Sites Linked from the Premchand Group Website Certain sites linked from the Premchand Group Website are not under the control of the Premchand Group, and the Premchand Group does not assume any responsibility or liability for any communications or materials available at such non-Group linked sites. The Premchand Group does not intend the links on the Premchand Group Website to be referrals or endorsements of the linked entities; they are provided for convenience only.

3. Disclaimer of Warranty The services, information or data (collectively, "Information") made available on the Premchand Group Website are provided only on an "as is where basis", without warranties of any kind, either express or implied. All products available on or through the website are on a "best effort basis". The Premchand Group expressly disclaims any representations and warranties, including, without limitation, the implied warranties of merchantability and fitness for a particular purpose. The Premchand Group shall have absolutely no liability in connection with the services, including, without limitation, any liability for damage to your computer hardware, data, information, materials and business resulting directly or indirectly from the information or the lack of information available on the Premchand Group Website. The Premchand Group shall have no liability whatsoever for:

a. Any loss or injury caused, in whole or in part, by its actions, omissions, or negligence, or for contingencies beyond its control, in procuring, compiling, or delivering the Information;

b. Any errors, omissions, or inaccuracies in the Information regardless of how caused, or delays or interruptions in delivery of the Information; or

c. Any decision made or action taken or not taken in reliance upon the Information furnished hereunder.

The Premchand Group makes no warranty, representation or guaranty as to the content, sequence, accuracy, timeliness or completeness of the information or that the information may be relied upon for any reason. The Premchand Group makes no warranty, representation or guaranty that the information will be uninterrupted or error free or that any defects can be corrected.

The use of services or the downloading or other use of any materials through the website is done at your own discretion and risk and with your agreement that you will be solely responsible for any damage to your computer system, loss of data, or other harm that results from such activities. The Premchand Group assumes no liability for any computer virus or other similar software code that is downloaded to your computer from the site or in connection with any services or materials offered through the website. No advice or information, whether oral or written, obtained by you from the Premchand Group or through or from the website shall create any warranty not expressly stated in the terms of use.

For purposes of this section, the Premchand Group shall include all Group companies and its subsidiaries, successors, parent companies, and their employees, partners, principals, agents and representatives, and any third-party providers or sources of information data.

4. Limitation of Liability Under no circumstances, including, without limitation, negligence shall the Premchand Group be liable for any special, punitive, incidental, indirect, or consequential losses, claims, losses or damages whatsoever, arising directly or indirectly, whether in contract, tort or otherwise, from the use of, or reliance on, the information, or from the use of the internet generally. Any change or amendment to this disclaimer, altering any of the provisions set out herein, may be made at the sole discretion of the Premchand Group, without notice.

In relation to any legal action or proceedings against the Premchand Group in a court of law regarding any matter connected or related to use or access of this website, such person accessing this website irrevocably submits to the exclusive jurisdiction of the courts of Mumbai and waives any objection to such proceedings on grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum. The governing law in such legal proceedings referred to above shall be the laws of the Republic of India.

Nothing contained in the website or this disclaimer may be construed to create a privacy of contract between the user and the Premchand Group.

5. Information Submitted to the Premchand Group Please see our Privacy Policy for general information. The Premchand Group does not want to receive confidential or proprietary information from you through this website unless you have another written agreement with the Premchand Group related to the sharing of such information. Any information that the Premchand Group receives through its website, will be deemed to be non-confidential. By transmitting to the Premchand Group information via this website or otherwise through electronic means without a written agreement with the Premchand Group relating to your submission, you understand and agree that the Premchand Group may use that information for any purpose whatsoever without obligation to you.

For purposes of this section, the Premchand Group shall include all Group companies and its subsidiaries, successors, parent companies, and their employees, partners, principals, agents and representatives, and any third-party providers or sources of information data.